Terms of Service

1. Acceptance of these Terms

Welcome to Learn & Earn Academy. These Terms of Service (Terms) form a binding agreement between you and Learn & Earn Academy (we, us, our) and govern your access to and use of our website, including any pages accessible through our navigation such as Courses, Learn & Earn, Resources, Guides, and FAQ.

By accessing or using the website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the website.

Minimum age: The website is not intended for individuals under the age of 16. If you are 16 or 17, you may use the website only if you have permission from a parent or legal guardian who agrees to these Terms on your behalf. If you are a parent or guardian and you allow a minor to use the website, you are responsible for the minor’s activities on the website.

2. Service description and scope

Learn & Earn Academy provides educational content and learning tools, including written guides, curated resource pages, course-like lesson sequences, and quizzes designed to help learners review knowledge and track progress. Some areas of the website may allow users to create an account to save learning progress and participate in features such as quizzes and internal learning credits.

The website is intended for informational and educational purposes. We do not provide professional advice (including legal, financial, medical, or investment advice). Any references to learning credits are part of an internal educational incentive model. Learning credits are not money, are not a stored value product, are not transferable for cash, and should not be treated as an investment or income opportunity.

We may update, improve, suspend, or discontinue parts of the website over time. While we aim to keep the website available and accurate, we do not guarantee that all content will be complete, current, or error-free.

3. User obligations and account rules

You agree to use the website only for lawful purposes and in a manner consistent with these Terms. If you create an account, you agree to provide accurate and up-to-date information and to keep your login credentials confidential. You are responsible for all activity that occurs under your account.

One account per person: unless we explicitly allow otherwise, you may create and maintain only one personal account. You may not sell, rent, share, or transfer your account or any associated progress records to another person.

You agree not to attempt to bypass access controls, interfere with the operation of the website, or use automated methods to access lessons or quizzes in a way that burdens the site. If we offer features that measure learning progress, you agree not to manipulate those features to obtain an unfair advantage.

4. Intellectual property

The website and its content, including text, lesson structures, quizzes, design elements, logos, icons, and code, are owned by Learn & Earn Academy or our licensors and are protected by intellectual property laws. All rights not expressly granted are reserved.

Limited license: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the website for your personal, non-commercial educational purposes. You may not copy, reproduce, distribute, publicly display, create derivative works from, or exploit any portion of the website except as permitted by applicable law or with our prior written permission.

Trademarks: Our name, logos, and any associated marks are trademarks of Learn & Earn Academy. You may not use these marks without our prior written consent, including in ways that suggest endorsement or affiliation.

5. Prohibited activities

You must not, and must not attempt to, engage in any of the following activities when using the website:

• Spamming, sending unsolicited communications, or using the website to distribute promotions without authorization.
• Hacking, probing, scanning, or testing vulnerabilities, or attempting to gain unauthorized access to accounts, systems, or networks.
• Fraud, impersonation, misrepresentation, or using false identity details to create accounts or submit content.
• Scraping, harvesting, data mining, or using bots or automated scripts to collect content or user information.
• Reverse engineering, decompiling, or attempting to derive the source code or underlying ideas of any part of the website.
• Uploading, transmitting, or introducing malicious code, including viruses, spyware, or other harmful software.
• Violating third-party rights, including intellectual property, privacy, or publicity rights.
• Using the website in a way that interferes with normal operation, including denial-of-service attempts or abusive traffic patterns.

We may investigate suspected violations and take any action we consider appropriate, including suspending access, terminating accounts, or cooperating with law enforcement when required.

6. Disclaimer of warranties

The website and all content and services are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we disclaim all warranties, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.

We do not warrant that the website will be uninterrupted, secure, or error-free, or that any defects will be corrected. We do not warrant that the content will always be accurate or suitable for your specific objectives. You are responsible for how you use the information and for verifying it where appropriate.

7. Limitation of liability

To the maximum extent permitted by law, Learn & Earn Academy and its officers, directors, employees, contractors, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or related to your use of (or inability to use) the website.

To the extent that we are found liable for any claim, our total aggregate liability for direct damages will not exceed the lower of: (a) the amount you paid to us in the 12 months immediately preceding the event giving rise to the claim, or (b) 100 EUR.

Some jurisdictions do not allow certain limitations of liability. In those jurisdictions, our liability will be limited to the greatest extent permitted by law.

8. Indemnification

You agree to indemnify, defend, and hold harmless Learn & Earn Academy and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or connected with: (a) your use of the website, (b) your violation of these Terms, (c) your violation of any law or regulation, or (d) your infringement of any third-party rights.

9. Third-party links

The website may reference third-party resources for educational purposes. We do not control and are not responsible for the content, policies, or practices of third-party websites or services. Accessing third-party sites is at your own risk, and you should review their terms and privacy policies before using them.

10. Privacy

Our collection and use of personal data are described in our Privacy Policy, which is incorporated into these Terms by reference. By using the website, you acknowledge that you have reviewed our privacy practices and understand how cookie preferences can be managed through the cookie preferences panel available from the footer link.

Read: Privacy Policy

11. Governing law and jurisdiction

These Terms and any dispute arising out of or relating to them or to the website will be governed by the laws of England and Wales, without regard to conflict of laws principles.

You agree that the courts of London, England will have exclusive jurisdiction to resolve any dispute or claim arising from these Terms or your use of the website, subject to any mandatory consumer protection laws that may apply in your country of residence.

12. Dispute resolution

Before filing a claim, you agree to contact us and attempt to resolve the dispute informally for at least 30 days. Please provide enough detail for us to understand your concern and propose a resolution. This informal process is intended to reduce costs and help resolve issues efficiently.

If we cannot resolve the dispute within 30 days, either party may bring a claim in the courts specified in the Governing law and jurisdiction section.

13. Termination and suspension

We may suspend or terminate your access to the website or your account at any time if we believe you have violated these Terms, created risk for other users, or interfered with the security or normal operation of the website. We may do so with or without notice, where permitted by law.

Upon termination, your right to use the website will immediately cease. Sections that by their nature should survive termination will survive, including Intellectual property, Disclaimer of warranties, Limitation of liability, Indemnification, Governing law, Dispute resolution, and Contact.

14. Modifications to these Terms

We may update these Terms from time to time to reflect changes in the website, legal requirements, or operational practices. Updated Terms will be posted on this page and will become effective 14 days after posting unless a shorter period is required by law or the change is administrative and does not materially reduce your rights.

Your continued use of the website after the effective date constitutes acceptance of the updated Terms. If you do not agree to the updated Terms, you must stop using the website.

15. Contact and legal notices

For questions about these Terms or for legal notices, contact us using the details below. For privacy inquiries, please refer to the contact details listed in the Privacy Policy.